(865) 238-5600

smartphone financing

Buy now, pay later. The phone you want at a price you can afford

used phone payment plans

The Phone Exchange offers in house financing. Your income is your credit and we go out of our way to approve anyone with income. If you have a debit card and you earn at least $400 per week please fill out the form below and one of our team members will contact you and get you pre-approved without any credit check or hassles.

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Or, Apply Online!

Want to fill out your financial information from home? No problem. Our payment option partners feature online applications.

1. Visit the payment plan website from our information above.

2. Fill out an application.

3. Bring your approval to a Phone Exchange store location to pick out your device.

PayVantage

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We partner with PayVantage, a new hassle-free way to buy a Samsung smartphone or iPhone.

  • Apply online or in-store
  • Pick your device
  • Sign an agreement and make a small initial payment
  • No credit or bank account needed

PROGRESSIVE LEASING

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Convenient, lease-to-own option.

  • No credit needed
  • Apply online or in-store

Acima Leasing

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Convenient, lease-to-own option.

  • No credit needed
  • Apply online or in-store